Intuition is a thing that one knows or considers likely from instinctive feeling rather than conscious reasoning: and President Donald Trump's intuition says that Countries where many black people originate are "Shitholes"
Colleges discriminate against students who work off campus and behave as if the student doesn't know the material because of lack of intelligence verses lack of time.
It will take four years of college credits and education to, simply, understand the reasons for open enrollment periods with deadlines to enroll verses insurance companies making options available to customers 24/7 like 7-11 stores.